Resources to Take Command of Your Student Loan Debt
Most student loan issues are covered by federal law. Similarly, there are numerous authoritative student loan web links offering untold student aid assistance. Below are listed some of the better student loan resources especially with regards to repayment of student loans.
DOE Repaying Financial Aid - The Department of Education (DOE) offers numerous resources on deferment, consolidation, repaying, rehabilitation, postponement and more.
DOE Federal Register Notices - Department of Education Federal Register Notices includes grant announcements.
Direct Loan Program - The Direct Loan Program is one of the Federal Student Aid (FSA) programs provided by the Department of Education that provides students with a way to borrow money to pay for education after high school.
Students do not borrow from banks. Direct Loans are never sold. Borrowers have flexible repayment options.
Project EASI - Easy Access For Students and Institutions (EASI). Their goals include making life easier for anyone who must repay a student loans. The site includes information on managing your debt, loan consolidation, avoiding default, deferment and forbearance, what to do do if you do default, and loan cancellation.
IFAP - Information for Financial Aid Professionals (IFAP) is an application that was developed to provide school and financial partners with electronic access to the many FSA publications that guide the administration of the Title IV Student Financial Assistance programs. This is a Department of Education site with numerous useful publications especially for the professional financial aid counselor.
NCHELP - Based in Washington, DC, the National Council of Higher Education Loan Programs, Inc. (NCHELP) represents a nationwide network of guaranty agencies, secondary markets, lenders, loan servicers, collectors, schools and other organizations involved in the administration of the Federal Family Education Loan Program (FFELP). Since its founding, NCHELP has represented its members on public policy and regulatory issues with the legislative and executive branches of the federal government.
NCHELP members promote student access and choice for postsecondary education and training. A key objective is to keep the public informed about the availability of FFELP loans as a method to ensure open access to a postsecondary education. NCHELPs members provide guaranteed loan assistance under the Federal Family Education Loan Program, which consists of four different loan programs: subsidized and unsubsidized Federal Stafford Loans, Federal PLUS Program and Federal Consolidation Loan Program.
CanLearn Interactive - CanLeran Interactive is a one-stop online source for information on post-secondary education in Canada. Whether you’re a student, a teacher, a counselor, or a parent, CanLearn Interactive has everything you need to help plan and finance education and learning. You will find information about Canadian universities and colleges, scholarships, and much more. CanLearn Interactive also includes the National Student Loans Service Centre, where you will find all the information you need to apply for, maintain and repay your student loans.
1998 Reauthorization of the Higher Education Act - As stated by the President at the passage of The 1998 Reauthorization of the Higher Education Act, "...this bill will save American students and their families billions of dollars in interest payments. But this bill does much more to help all Americans go to college. It responds to the challenge I issued in the State of the Union to create a ’High Hopes’ initiative, where colleges reach down to middle school students in high-poverty areas to give them the support they need to be ready for higher education;..." Bill Clinton

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