college

My Story, Part Two

With the exception of these loans, I have become somewhat financially sound. I paid off everything else I owed except my house. And I'm not flush with money by any means. I have never owned a new car and likely never will. I have no children. I work hard, but I can barely support myself and try when I can to save a little for emergencies. I have a much older home with a reasonable monthly payment and decades to go before it is paid off. I live in a rural area which requires a long commute to a town of any size and with little access to jobs. I got sick and even with health insurance I burned through a chunk of my 401k to cover the bills. I don't go out or to concerts. I don't eat expensive food except what is required by my special diet.

My Story, Part One

I have over $65,000 in student loan debt. It didn't start out at that amount, but built gradually over the years. I don't think about it daily, but I never forget it is there.

Throughout my time in public school, I was aimed toward college. I worked as hard as possible to achieve, to add extra curricular activities to my list, to prepare myself in every way I could to head to college. In my senior year, just before graduation, my mother came to me and told me there was no money to send me to college. I was angry. I felt cheated. I always knew we were poor, but there had never been a conversation about this, not during any of the time prior, not during all that work I was putting toward success. I insisted I was going to school, I didn't care how, but I would find a way.